LOAN PROGRAMS
For qualified borrowers with stronger credit profiles and a significant down payment, conventional loans can be obtained with lower payments than FHA loans.
This type of loan is intended for homebuyers with low or moderate incomes. Your prospective home must be located within a specified area in order to qualify for a home loan through this program. It offers 100 loan to value, so you don't have to put down any money as long as the seller pays your closing costs. Another great advantage for this product is it has significantly lower annual mortgage insurance premiums than FHA or conventional products.
A variety of adjustable rate mortgages (ARMs) are available from us. Our experts can help you determine whether an ARM suits your needs. There are some scenarios in which adjustable rate loans would be advantageous to a customer, even though these loans are not for everyone.
FHA loans are government-insured loans appropriate for borrowers with various credit needs. This program was developed in order to help borrowers buy homes at a low monthly payment, making ownership more accessible to all types of borrowers and credit scores.
Our fixed rate mortgages have 30 year and 15-year amortizations at some of the lowest rates offered by the industry.
The jumbo loan requires a 20% down payment and an interest rate adjustment of .50 on jumbo loans over 2.7 million.
Jeremy can offer you several refinance options, including those with and without appraisals, as well as those with minimal closing costs. In addition to cash-out refinancing programs, we also offer equity loans, but all of these are based on how much your home will appraise for.
This loan product is created for borrowers who wish to buy a home that needs renovations or repairs when the appraised price of the home includes the repairs made. FHA will allow the borrower to finance the cost of the repairs into the loan.
Offering both purchase and refinance VA loans, Jeremy can provide you with a wide range of options. He would also like to thank everyone who has served and continues to serve our nation.